Women at the Heart of Nigeria’s Fintech Revolution

Fintech is no longer a boys’ club. In 2025, Nigerian women are not just breaking into the fintech space—they’re setting the pace. With the country’s fintech sector now contributing significantly to GDP growth and attracting billions in investments, female founders and executives have become the backbone of financial innovation. From building apps with millions of downloads to closing the financial inclusion gap, women leaders are reshaping how Nigerians save, invest, borrow, and make payments.

The latest Nairalytics data underscores this transformation:

• PiggyVest, co-founded by Odunayo Eweniyi, is among the top 5 fintech apps in Nigeria with over 1 million downloads and a stellar 4.5 rating (January 2025).
• PalmPay, which recently hit 35 million users, is scaling daily transactions to over 15 million—a success story fueled by women executives in strategy and operations.
• Funding for women-led fintech startups is on the rise, with Nigerian women playing key roles in securing $1.35 billion in African startup funding during the first half of 2025.

This surge of female leadership underscores a fundamental truth: the future of fintech in Nigeria is not just digital—it’s inclusive, data-driven, and increasingly led by women. Below are 10 Nigerian women helping to make this future a reality.

1. Odunayo Eweniyi – Co‑Founder & COO, PiggyVest

Odunayo’s PiggyVest has revolutionised savings and micro-investments in Nigeria. Co-founded in 2016, the platform now helps millions of Nigerians automate savings and build wealth. With PiggyVest ranking among Nigeria’s top fintech apps of 2025 (Nairalytics), Odunayo’s work has not only boosted financial literacy but also positioned women as influential voices in the sector. Her initiatives, like The Feminist Coalition, further showcase her dedication to social impact alongside financial inclusion.

2. Ife Durosinmi‑Etti – Founder & CEO, Herconomy

Ife’s Herconomy (formerly AGS Tribe) focuses on empowering women financially, combining access to grants, scholarships, and digital savings. In 2024, she raised $600,000 through crowdfunding, proving that women-centred fintech models are both profitable and sustainable. Herconomy has become a lifeline for female entrepreneurs navigating Nigeria’s credit ecosystem.

3. Solape Akinpelu – CEO, HerVest

Solape is an award-winning fintech CEO and gender-inclusion advocate. Through HerVest, she provides women with access to impact investments, cooperative savings, and credit. As part of Nigeria’s National Women Economic Empowerment Advisory Council, she influences both product design and policy direction for gender-focused financial inclusion.

4. Tomilola Majekodunmi – Co‑Founder & CEO, Bankly

With over 70% of Nigerians living in cash-driven communities, Tomilola’s Bankly bridges the gap by digitising thrift collections (ajo). Bankly’s agent network has reached thousands of unbanked users, offering them secure ways to save and make payments. This approach earned her a spot among Nigeria’s most influential fintech leaders.

5. Nkem Okocha – Founder, Mamamoni

A pioneer in women-focused fintech, Nkem launched Mamamoni to provide low-income women with loans, financial education, and vocational training. Since 2013, her platform has positively impacted over 4,000 women, demonstrating how fintech can empower marginalised communities while driving economic growth.

6. Miriam Olusanya – Managing Director, GTBank

As the first female MD of GTBank, Miriam is steering one of Nigeria’s biggest banks through a fintech transformation, launching mobile-first digital products and expanding cross-border payment solutions. Her strategic focus on retail banking and tech-driven customer experiences reflects the growing synergy between traditional banks and fintech.

7. Ronke Kuye – CEO, SANEF

Ronke leads the Shared Agent Network Expansion Facilities (SANEF), a central player in Nigeria’s financial inclusion strategy. With thousands of banking agents deployed nationwide, SANEF’s work under her leadership is critical for ensuring access to digital payments and cash services in underserved communities.

8. Blessing Abeng – Co‑Founder, Disha & Communications Lead, Ingressive for Good

Blessing’s impact spans tech education and fintech adoption. She co-founded Disha, a platform for creatives that Flutterwave later acquired, and currently leads communications at Ingressive for Good. Her advocacy ensures that young Africans, especially women, are well-equipped to thrive in the fintech and digital industries.

9. Ifeoma Uddoh – Founder, Shecluded

Shecluded offers financial products designed for women, ranging from loans to wealth coaching. Ifeoma’s mission is to close the credit gap for female entrepreneurs, and her data-driven approach ensures fairer credit scoring and lending processes. Her work aligns with global trends, which show that women have higher repayment rates when given access to fair credit.

10. Adanne Anene – Product Leader, UBA & Branch International

Adanne’s expertise in digital product development has transformed banking experiences. At UBA, she spearheaded the revamp of its mobile banking platform, driving revenue from ₦180 million to over ₦1 billion in just six months. Her track record at Branch International and VFD Tech makes her one of the most versatile female leaders in the fintech space.

Women are not just passengers in this fintech journey—they’re the drivers. By creating inclusive products, fostering community trust, and pushing innovation, they’re proving that financial technology thrives when diversity is at its core.

The rise of women-led fintech companies in Nigeria marks a significant shift in the industry. Leaders like Odunayo Eweniyi and Ife Durosinmi-Etti are not only building sustainable platforms but also influencing policy, funding, and financial literacy on a large scale. As Nigeria’s fintech sector continues to grow, the inclusion of women at every level—founders, product managers, and executives—will define its future success.